|Your everyday productivity workspaceEnter your salary once — see old and new regime tax side by side with a clear verdict.
Last updated: June 2026
Based on Indian tax/labour law — Income Tax FY 2026-27
| Old Regime | New Regime | |
|---|---|---|
| Gross Salary | ₹8,00,000 | ₹8,00,000 |
| Standard Deduction | ₹50,000 | ₹75,000 |
| HRA Exemption | ₹1,28,000 | ₹0 |
| 80C Deductions | ₹1,50,000 | ₹0 |
| 80D (Health Insurance) | ₹25,000 | ₹0 |
| Other Deductions | ₹0 | ₹0 |
| Total Deductions | ₹3,53,000 | ₹75,000 |
| Taxable Income | ₹4,47,000 | ₹7,25,000 |
| Tax (before cess) | ₹0 | ₹0 |
| 87A Rebate | ₹9,850 | ₹16,250 |
| Health + Ed Cess (4%) | ₹0 | ₹0 |
| Total Tax | ₹0 | ₹0 |
| Monthly Tax | ₹0 | ₹0 |
HRA exemption is calculated as the minimum of: (1) Actual HRA received, (2) Rent paid minus 10% of basic salary, (3) 50%/40% of basic salary. HRA exemption is not available under the New Regime. Basic assumed at 40% of gross for HRA calculation.
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Our free Old vs New Tax Regime Comparison tool calculates tax under both regimes side by side — enter your salary once and see HRA, 80C, 80D, and standard deduction impact instantly.
Unlike single-regime calculators, this tool gives a clear verdict on which regime saves you more money for FY 2026-27.
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Read the full guide: Old vs new tax regime comparison India 2026
Decide old vs new regime before submitting Form 12BB to HR.
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Find at what income level new regime starts winning for your profile.
Confirm optimal regime before filing your return.