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HRA Calculator — Tax Exemption Free Online

Calculate exempt and taxable HRA as per Indian income tax rules.

Based on Indian HRA exemption rules (Section 10(13A)) — FY2025-26

Enter 0 if not applicable

Check your salary slip

City Type

Metro: Mumbai, Delhi, Kolkata, Chennai

HRA Exempt / month

₹13,000

Tax saved

HRA Taxable / month

₹7,000

You pay tax on this

Breakdown

Actual HRA received₹20,000
40% of Basic + DA₹20,000
Rent paid − 10% of Basic + DA₹13,000
Exempt (minimum of above)₹13,000

Annual Amounts

Annual Exempt HRA₹1,56,000
Annual Taxable HRA₹84,000

HRA exemption is the minimum of the 3 conditions above, as per Section 10(13A) of the Income Tax Act.

How It Works

01

Enter Salary

Add basic salary and HRA details

02

Enter Rent

Add monthly rent and city type

03

Calculate

See exempt and taxable HRA instantly

Help Us Improve

Your feedback helps us build better tools.

About HRA Calculator

Our free HRA Calculator computes House Rent Allowance exemption and taxable amount as per Section 10(13A) of the Indian Income Tax Act.

Enter basic salary, DA, HRA received, rent paid, and metro/non-metro city. See the three exemption conditions and which minimum applies.

Essential for salaried employees in India planning taxes, filing returns, and comparing old vs new tax regime HRA benefits.

When Should You Use HRA Calculator?

Tax planning

Estimate how much HRA is exempt before the financial year ends.

Salary negotiation

Understand tax impact of HRA component in your CTC.

ITR filing

Verify exempt HRA amount for income tax return.

Rent receipts

Cross-check HRA exemption with monthly rent paid.

Metro vs non-metro

See how 50% vs 40% rule affects your exemption.

Frequently Asked Questions