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SIP Calculator β€” Calculate Mutual Fund SIP Returns

Estimate SIP maturity value, total invested amount, and returns with a year-by-year growth chart.

Total Invested Amount

$600,000

Estimated Returns

$561,695

Total Maturity Value

$1,161,695

Invested vs Returns (Year by Year)

How It Works

01

Enter SIP Details

Add monthly amount, return rate, and years

02

Instant Projection

See invested amount and estimated returns

03

Track Growth

Compare invested vs returns each year

Help Us Improve

Your feedback helps us build better tools.

About SIP Calculator

Our free SIP Calculator projects mutual fund returns for monthly Systematic Investment Plans. Enter monthly investment amount, expected annual return, and investment period to see estimated corpus, total invested, and wealth gained through compounding.

Essential for Indian investors planning retirement, child education, or a home down payment through SIPs in equity, hybrid, or index mutual funds. While past returns do not guarantee future performance, the calculator helps set realistic expectations for long-term wealth creation at 10–12% average equity returns.

All projections run client-side in your browser. Your investment amounts and financial goals are never sent to any server, keeping personal finance plans completely private with no signup required.

When Should You Use SIP Calculator?

Retirement planning

Estimate how much a β‚Ή10,000/month SIP grows over 20–25 years for retirement corpus.

Child education fund

Project SIP returns to fund school or college fees 10–15 years from now.

Home down payment

Calculate corpus needed for a 20% home loan down payment and required monthly SIP.

Wealth creation

Visualise long-term compounding from consistent monthly mutual fund investments.

Comparing MF returns

Model different expected return rates to understand best and conservative scenarios.

Frequently Asked Questions