Our free Loan Eligibility Calculator estimates how much you can borrow based on FOIR (Fixed Obligation to Income Ratio) guidelines used by most Indian banks.
Enter monthly take-home income, existing EMIs, desired loan amount, interest rate, and tenure to see max eligible loan at 40% and 50% FOIR, EMI for your desired amount, and eligibility status.
Always shows results in ₹ regardless of region toggle, with an India banking guidelines badge. Includes a clear disclaimer that CIBIL score, employment type, and lender policies also affect approval.