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Capital Gains Tax Calculator India

Calculate STCG and LTCG on equity, property, gold, and debt funds — auto-classified by holding period.

Last updated: June 2026

Based on Budget 2024 capital gains tax rates — FY 2025-26 & FY 2026-27

⏱️ Holding Period: 2 years (LONG-TERM CAPITAL GAIN)

Capital Gain

₹50,000

Total Tax Payable

₹0

Net Profit After Tax

₹50,000

Tax Summary

Asset Type
Listed Equity Shares / Equity Mutual Funds
Holding Period
2 years → LONG-TERM CAPITAL GAIN
Capital Gain
₹50,000
Exemption Applied
₹50,000
Taxable Gain
₹0
Tax Rate
12.5%
Capital Gains Tax
₹0
Health & Education Cess (4%)
₹0
Total Tax Payable
₹0
Effective Tax Rate on Gain
0.00%

₹1.25 lakh annual exemption applied (Section 112A). Tax at 12.5% on excess.

Based on Budget 2024 capital gains tax rates, applicable for FY 2025-26 and FY 2026-27. No changes in Budget 2026. Consult a CA for complex transactions, NRI scenarios, or exemption planning (Section 54/54EC/54F).

About Capital Gains Tax Calculator India

Our free Capital Gains Tax Calculator handles all major asset types in one interface — listed equity, equity MFs, property, gold, debt MFs, and unlisted shares.

Auto-classifies STCG vs LTCG based on purchase and sale dates. Shows property indexation choice for acquisitions before July 23, 2024 (Budget 2024 rules).

Uses FY 2026-27 rates unchanged from Budget 2024. No signup, runs entirely in your browser — your financial data stays private.

Read the full guide: Capital gains tax India 2026 — STCG, LTCG rates & calculator guide

When Should You Use the Capital Gains Calculator?

Equity sale planning

Estimate STCG (20%) or LTCG (12.5% after ₹1.25L exemption) before selling shares.

Property sale

Compare 12.5% without indexation vs 20% with indexation for pre-July 2024 acquisitions.

Debt MF redemption

Understand slab-rate taxation on debt funds purchased after April 2023.

Gold jewellery sale

Calculate LTCG at 12.5% or STCG at your income slab rate.

Tax planning

See effective tax rate and net profit after tax before executing a sale.

Frequently Asked Questions

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