Our free FD Calculator computes fixed deposit maturity amount, total interest earned, and effective returns for lump-sum investments. Enter deposit amount, annual interest rate, and tenure in months or years to see how your money grows with quarterly compounding as used by most Indian banks.
Compare scenarios across SBI, HDFC, ICICI, post office FD, and small finance banks before locking in a rate. Supports regular FD and senior citizen rate inputs — senior citizens typically earn 0.25–0.50% extra at most banks in India.
Calculations run entirely in your browser. Your investment amounts and financial plans are never uploaded to any server, keeping savings goals and bank choices completely private on your device.